You understand and agree that while some of the information or resources offered here are currently free of charge, some programs do require a financial investment.  The following is also true:

1)  You may still incur charges for things like phone calls, Internet access and other related expenses.  Those are YOUR responsibility.

2)  You may, at your sole discretion, choose to buy products or services recommended by facilitators.  Again, YOU bear sole responsibility for ANY money you spend.

 We do not offer advice, counseling, or therapy, nor do we attempt or offer to diagnose or treat any disease.  You are encouraged to speak to a qualified, licensed professional, especially for advice regarding money or health.  

You agree that any decisions you make about ANYTHING are solely your responsibility and you agree to hold harmless the Jeffley Group, LLC, FreeWorkshops.org, Mindsetmentor.org, their heirs or assigns, officers, contractors, members or colleagues from any and all claims made regarding the consequences of any actions you take.  We assume nor bear any responsibility for the actions you take or decisions you make.